HIGHER RATES!NEW 3 MONTH C.D.NEW 6 MONTH C.D.NEW 9 MONTH C.D.Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield*The minimum to open and acquire the stated Annual Percentage Yield is $2,500. AnnualPercentage Yield is effective as of 1/28/18. Substantial penalty for early withdrawal. Offer subject tochange without notice. - Each Depositor Insured to $250,000 By The FDICFirst Bank& Trust Co. of Illinois(847) 358-6262FDIC300 E. Northwest Hwy - PalatineOPEN WEEKDAYS 8AM-6PM OPEN SATURDAYS 8AM-1PM

Date: January 29, 2018

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First Bank and Trust of Illinois

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HIGHER RATES! NEW 3 MONTH C.D.NEW 6 MONTH C.D.NEW 9 MONTH C.D. Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield* The minimum to open and acquire the stated Annual Percentage Yield is $2,500. Annual Percentage Yield is effective as of 1/28/18. Substantial penalty for early withdrawal. Offer subject to change without notice. - Each Depositor Insured to $250,000 By The FDIC First Bank & Trust Co. of Illinois (847) 358-6262 FDIC 300 E. Northwest Hwy - Palatine OPEN WEEKDAYS 8AM-6PM OPEN SATURDAYS 8AM-1PM