HIGHER RATES!NEW 3 MONTH C.D.NEW 6 MONTH C.D.NEW 9 MONTH C.D.66%1.93961.99%,Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield**The minimum to open and acquire the stated Annual Percentage Yield is $2,500. AnnualPercentage Yield is effective as of 1/31/18. Substantial penalty for early withdrawal. Offer subject tochange without notice. Each Depositor Insured to $250,000 By The FDICFirst Ban& Trust Co. of IllinoisFDIC(847) 358-6262300 E. Northwest Hwy - PalatineOPEN WEEKDAYS 8AM-6PM OPEN SATURDAYS 8AM-1PM

Date: February 3, 2018

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First Bank and Trust of Illinois

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HIGHER RATES! NEW 3 MONTH C.D.NEW 6 MONTH C.D. NEW 9 MONTH C.D. 66%1.93961.99%, Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield* *The minimum to open and acquire the stated Annual Percentage Yield is $2,500. Annual Percentage Yield is effective as of 1/31/18. Substantial penalty for early withdrawal. Offer subject to change without notice. Each Depositor Insured to $250,000 By The FDIC First Ban & Trust Co. of Illinois FDIC (847) 358-6262 300 E. Northwest Hwy - Palatine OPEN WEEKDAYS 8AM-6PM OPEN SATURDAYS 8AM-1PM