NEW 3 MONTH G.D.NEW 6 MONTH C.D.NEW 9 MONTH C.D.Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield*The minimum to open and acquire the stated Annual Percentage Yield is $2,500. AnnualPercentage Yield is effective as of 2/4/18. Substantial penalty for early withdrawal. Offer subject tochange without notice. - Each Depositor Insured to $250,000 By The FDIC -

Date: February 6, 2018

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First Bank and Trust of Illinois

Finance / Banks

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NEW 3 MONTH G.D.NEW 6 MONTH C.D.NEW 9 MONTH C.D. Annual Percentage Yield*Annual Percentage Yield*Annual Percentage Yield* The minimum to open and acquire the stated Annual Percentage Yield is $2,500. Annual Percentage Yield is effective as of 2/4/18. Substantial penalty for early withdrawal. Offer subject to change without notice. - Each Depositor Insured to $250,000 By The FDIC -