Grow your money faster Lock in this rate today! 11-MONTH CD 3.80% OXO CENTRUST BANK A DIVISON OF SMARTBIZ BANK, N.A. 385 WAUKEGAN ROAD, NORTHBROOK, IL 60062 847-267-1331 CENTRUSTBANK.COM The Annual Percentage Yield (APY) on the 11-month Fixed Rate Certificate of Deposit (CD) account is accurate as of 02/17/2026 and compounds annually. New money is required to open and earn the stated APY. CD accounts earn a fixed interest rate for the selected term, and the applicable rate is paid until the CD matures. IRA eligible. Substantial penalty for early withdrawal, which will reduce earnings. Offer may be cancelled at any time without notice. The minimum balance of the account is $500. Unless the Bank notifies you of a change in terms, at maturity, the CD will automatically renew with the same term at the rate and APY then in effect for those CD accounts. Please see your Account Agreement and Disclosures for additional terms and conditions that apply to your account. For additional information, call 847-267-1331. Member FDIC EQUAL HOUSING LENDER Grow your money faster Lock in this rate today ! 11 - MONTH CD 3.80 % OXO CENTRUST BANK A DIVISON OF SMARTBIZ BANK , N.A. 385 WAUKEGAN ROAD , NORTHBROOK , IL 60062 847-267-1331 CENTRUSTBANK.COM The Annual Percentage Yield ( APY ) on the 11 - month Fixed Rate Certificate of Deposit ( CD ) account is accurate as of 02/17/2026 and compounds annually . New money is required to open and earn the stated APY . CD accounts earn a fixed interest rate for the selected term , and the applicable rate is paid until the CD matures . IRA eligible . Substantial penalty for early withdrawal , which will reduce earnings . Offer may be cancelled at any time without notice . The minimum balance of the account is $ 500 . Unless the Bank notifies you of a change in terms , at maturity , the CD will automatically renew with the same term at the rate and APY then in effect for those CD accounts . Please see your Account Agreement and Disclosures for additional terms and conditions that apply to your account . For additional information , call 847-267-1331 . Member FDIC EQUAL HOUSING LENDER