Rates worth smiling about. Earn up to With as little as 4.10% $250 On a 10-month certificate Minimum $250K deposit to open. Other rates & terms available. & Earn up to 4.00% APY* on a 10-month certificate Minimum opening deposit $250. Other rates & terms available. myconsumers.org/certificates *APY = Annual Percentage Yield. APY is subject to change without notice. Dividends compounded daily, paid monthly. Penalties will apply for early withdrawal of funds. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ^91 Day not available as an IRA or HSA Certificate. Promotional term certificates are valid for a limited time only. At maturity, the promotional term certificates will automatically roll over into a standard term certificate unless changes are made within a 10-day grace period. CONSUMERS CREDIT UNION The people in your corner. Rates worth smiling about . Earn up to With as little as 4.10 % $ 250 On a 10 - month certificate Minimum $ 250K deposit to open . Other rates & terms available . & Earn up to 4.00 % APY * on a 10 - month certificate Minimum opening deposit $ 250 . Other rates & terms available . myconsumers.org/certificates * APY = Annual Percentage Yield . APY is subject to change without notice . Dividends compounded daily , paid monthly . Penalties will apply for early withdrawal of funds . Your savings are federally insured to at least $ 250,000 and backed by the full faith and credit of the United States Government . ^ 91 Day not available as an IRA or HSA Certificate . Promotional term certificates are valid for a limited time only . At maturity , the promotional term certificates will automatically roll over into a standard term certificate unless changes are made within a 10 - day grace period . CONSUMERS CREDIT UNION The people in your corner .