36-MONTH STEP UP CD Interest rate for the following 12 months Interest rate for the first 12 months 2.25% 2.80% Total 36-month term Interest rate for the final 12 months 2.80% APY 3.50% 000 minum toepen New now, only. Adiventures Platinum el& Activity Club 50 OR BETTER? CONTACT US TO LEARN MORE ABOUT OUR REGULAR MOVIE MEETINGS! ST. CHARLES BANK & TRUST CO M PANY ST. CHARLES' COMMUNITY BANK 411 W. Main St. | St. Charles, IL 60174 630-377-9500 |www.bankstcharles.com GENEVA BANK & TRUS T GENEVA'S COMMUNITY BANK 514 W. State St. | Geneva, IL 60134 03 845-0994w gvbsgm Proud members of the wNTRUST family Geneva Bank &Trust is a branch of St Charles Bank &Trust Company: NA Membership is for those 50 year of age or better with a customer relationship See a personal banker for more detals 1 Funds used to open the account must be rew mones New money is defined as money not currently held at any Wintrust Community Bank Annual Percentage Yields (APY)are accurate as of 4/2/a. Offe expiees 63018. Money must remain on deposit for full 36month term toeeceive the stated APY.S1000 minimum deposit to open account and to obtain stated rates and APY.Substantil penulty may be charged for early withdrawal.CD will renew to the standard term non-step up product. FDIC