TO DO LIST Republic Bank 1. HOME MPROVEMENTS 2. CONSOLDATE DEBT Home Equity 3. BUY KITCHEN APPLIANCES Line of Credit 4. PAY TUITION BILL 5 REMODEL BASEMENT With 1.99% APR' for 12 months, you can get your to-do list done. Visit us at our Vernon Hills branch at 175 E Hawthorn Parkway to apply today! 800.526.9127 | rbankchicago.com/heloc *Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact Republic Bank for current rates. This product has a draw period of 10 years, after which any outstanding balance will result in a fixed balloon payment. If auto pay from a Republic Bank Checking account is established on the date your Republic Bank Home Equity Line of Credit is opened, a promotional fixed Annual Percentage Rate (APR) of 1.99% will apply for the first twelve (12) months after the date the account is established (the "Promotional Period"). After the Promotional Period expires, the terms and conditions of the Variable Rate Feature will apply. This means that the monthly minimum payment may increase after the Promotional Period. The 4.25% APR is based on 80% LTV for $100,000 approved line at Prime + 0.00% or 4.25%, whichever is higher. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR in indexed to the Prime Rate as posted in the Wall Street Joumal. As of 12/1/21, Prime is 3.25%. If a credit line is closed within the first 36 months, the fee will be 2% of the credit line up to $750. Offer is available for new Home Equity Line of Credit accounts only. An annual fee of $65 applies. All loans offered through Republic Bank of Chicago. APR and margin apply to owner-occupied dwellings only. Other rate enhancements do not apply. Offer may be withdrawn at any time without notice. EQUAL USING NMLSD MEMBER FDICEtENDER TO DO LIST Republic Bank 1. HOME MPROVEMENTS 2. CONSOLDATE DEBT Home Equity 3. BUY KITCHEN APPLIANCES Line of Credit 4. PAY TUITION BILL 5 REMODEL BASEMENT With 1.99% APR' for 12 months, you can get your to-do list done. Visit us at our Vernon Hills branch at 175 E Hawthorn Parkway to apply today! 800.526.9127 | rbankchicago.com/heloc *Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact Republic Bank for current rates. This product has a draw period of 10 years, after which any outstanding balance will result in a fixed balloon payment. If auto pay from a Republic Bank Checking account is established on the date your Republic Bank Home Equity Line of Credit is opened, a promotional fixed Annual Percentage Rate (APR) of 1.99% will apply for the first twelve (12) months after the date the account is established (the "Promotional Period"). After the Promotional Period expires, the terms and conditions of the Variable Rate Feature will apply. This means that the monthly minimum payment may increase after the Promotional Period. The 4.25% APR is based on 80% LTV for $100,000 approved line at Prime + 0.00% or 4.25%, whichever is higher. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR in indexed to the Prime Rate as posted in the Wall Street Joumal. As of 12/1/21, Prime is 3.25%. If a credit line is closed within the first 36 months, the fee will be 2% of the credit line up to $750. Offer is available for new Home Equity Line of Credit accounts only. An annual fee of $65 applies. All loans offered through Republic Bank of Chicago. APR and margin apply to owner-occupied dwellings only. Other rate enhancements do not apply. Offer may be withdrawn at any time without notice. EQUAL USING NMLSD MEMBER FDICEtENDER