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    December 10, 2023
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5.50% 12 Month CD $10,000 Minimum Deposit Your goals deserve options. 5.25 Money Market Bonus Rate for 274 Days $10,000 Minimum Deposit Open your accounts online or visit our local office. cibm BANK cibmbank.com It's your money. We just help. APY* Wheaton 330 S. Naperville Road (630) 634-5130 Offers effective as of 11/10/23 and subject to change at any time. "Annual Percentage Yield (APY) 12 Month Certificate of Deposit & IRA: Promotional rate 5.50% APY on all funds and guaranteed for the term of the account. To qualify, a deposit of $10,000.00 or more of new money not currently on deposit within the last 30 days with CIBM Bank must be made to the account. Minimum opening deposit of $500.00 and maximum of $250,000.00. Withdrawals made prior to maturity may be subject to an early withdrawal penalty. CD will automatically renew for the same tem at a standard rate if no action is taken. "Money Market Deposit Account: Not available for existing CIBM Bank money market account holders. Requires $10,000.00 or more of new money deposited to the account that is not cumently on deposit at CIBM Bank. Money Market promotional rate guaranteed for 274 days and is subject to change any time after that date. Personal Money Market standard rate tiers as of 11/10/23: balances of $0.00-$9.999.99 (07% APY): $10.000.00- $24,999.99 (12% APY): $25,000.00-$49.999.99 (15% APY): $50,000.00-$99,999.99 (20% APY): $100,000.00 and above (25% APY). Personal Select Money Market standard rate ters as of 11/10/23: balances of $0.00-$24.999.99 (22 % APY) $25,000.00-$99,999.99 (30 % APY); $100,000.00 and above (35% APY) Business Money Market standard rate sers as of 11/10/23: balances of $0.00-$9.999.99 (07% APY): $10,000.00-$24,999.99 (12 % APY) $25,000.00-$49.999.99 (15% APY): $50,000.00-$99,999.99 (-20% APY): $100,000.00 and above (25% APY) Monthly service fee of $15.00 if minimum monthly balance of $5,000.00 is not maintained. Business Select Money Market standard rate ters as of 11/10/23: balances of $0.00-$24.999.99 (22% APY); $25,000.00-$99.999.99 (27% APY); $100.000.00-$499,999.99 (35% APY) $500,000.00 and above (38 % APY). Monthly service fee of $25.00 minimum monthly balance of $25,000.00 not maintained or $10,000.00 minimum balance in a checking account. Fees may reduce earnings. Accounts closed within 6 months of opening date subject to a $25.00 early closing fee per closed account. EQUAL HOUSING LENDER MEMBER FOIC. 5.50 % 12 Month CD $ 10,000 Minimum Deposit Your goals deserve options . 5.25 Money Market Bonus Rate for 274 Days $ 10,000 Minimum Deposit Open your accounts online or visit our local office . cibm BANK cibmbank.com It's your money . We just help . APY * Wheaton 330 S. Naperville Road ( 630 ) 634-5130 Offers effective as of 11/10/23 and subject to change at any time . " Annual Percentage Yield ( APY ) 12 Month Certificate of Deposit & IRA : Promotional rate 5.50 % APY on all funds and guaranteed for the term of the account . To qualify , a deposit of $ 10,000.00 or more of new money not currently on deposit within the last 30 days with CIBM Bank must be made to the account . Minimum opening deposit of $ 500.00 and maximum of $ 250,000.00 . Withdrawals made prior to maturity may be subject to an early withdrawal penalty . CD will automatically renew for the same tem at a standard rate if no action is taken . " Money Market Deposit Account : Not available for existing CIBM Bank money market account holders . Requires $ 10,000.00 or more of new money deposited to the account that is not cumently on deposit at CIBM Bank . Money Market promotional rate guaranteed for 274 days and is subject to change any time after that date . Personal Money Market standard rate tiers as of 11/10/23 : balances of $ 0.00- $ 9.999.99 ( 07 % APY ) : $ 10.000.00 $ 24,999.99 ( 12 % APY ) : $ 25,000.00- $ 49.999.99 ( 15 % APY ) : $ 50,000.00- $ 99,999.99 ( 20 % APY ) : $ 100,000.00 and above ( 25 % APY ) . Personal Select Money Market standard rate ters as of 11/10/23 : balances of $ 0.00- $ 24.999.99 ( 22 % APY ) $ 25,000.00- $ 99,999.99 ( 30 % APY ) ; $ 100,000.00 and above ( 35 % APY ) Business Money Market standard rate sers as of 11/10/23 : balances of $ 0.00- $ 9.999.99 ( 07 % APY ) : $ 10,000.00- $ 24,999.99 ( 12 % APY ) $ 25,000.00- $ 49.999.99 ( 15 % APY ) : $ 50,000.00- $ 99,999.99 ( -20 % APY ) : $ 100,000.00 and above ( 25 % APY ) Monthly service fee of $ 15.00 if minimum monthly balance of $ 5,000.00 is not maintained . Business Select Money Market standard rate ters as of 11/10/23 : balances of $ 0.00- $ 24.999.99 ( 22 % APY ) ; $ 25,000.00- $ 99.999.99 ( 27 % APY ) ; $ 100.000.00- $ 499,999.99 ( 35 % APY ) $ 500,000.00 and above ( 38 % APY ) . Monthly service fee of $ 25.00 minimum monthly balance of $ 25,000.00 not maintained or $ 10,000.00 minimum balance in a checking account . Fees may reduce earnings . Accounts closed within 6 months of opening date subject to a $ 25.00 early closing fee per closed account . EQUAL HOUSING LENDER MEMBER FOIC .