ing pecia Flexible SILVER 7-year Premium Deffered Annuity' Premium Deffered Annuity Flexible 5-year 4.5% 3.5% Initial Guaranteed Initial Guaranteed First-Year Interest Rate First-Year Interest Rate2 Both available from May 1, 2019 to June 30, 2019." Principal is guaranteed 100%" . Tax deferred accumulation° . No annual administrative or CSA does not penalize for other maintenance fees withdrawals e Eligible on all annuity products and plan types Surnender charge ends after 7 years 2 Rate is guarandood for I full year from Fraternal Life amuiy tract dec Inital contnibuticens mus be 51.00 or more lia sccoing 3Surrender charge ends after 5 yeans Anmuity application and inial deposit must be receiv od betwccm May 1,2019 and une 30,2019.SSabjoct to contractual guidelines.6Under cue IRS regulation NherSA nor its agents proside tax, legal, or accounting advice. Consult a tax, legal, or accounting professional with your specihe situation. 7Within cach contractual ycar you mry withdaw sp to 10% of aceanlaon value Early withdrawals may be stjal to IRS penalty 1-630-472-0500 Ask for Julie or Mitchth Product Dot lable in all tates www.csalife.com GFYRAAPR2019 CSA 0402209 AL ing pecia Flexible SILVER 7-year Premium Deffered Annuity' Premium Deffered Annuity Flexible 5-year 4.5 % 3.5 % Initial Guaranteed Initial Guaranteed First-Year Interest Rate First-Year Interest Rate2 Both available from May 1, 2019 to June 30, 2019." Principal is guaranteed 100 % " . Tax deferred accumulation ° . No annual administrative or CSA does not penalize for other maintenance fees withdrawals e Eligible on all annuity products and plan types Surnender charge ends after 7 years 2 Rate is guarandood for I full year from Fraternal Life amuiy tract dec Inital contnibuticens mus be 51.00 or more lia sccoing 3Surrender charge ends after 5 yeans Anmuity application and inial deposit must be receiv od betwccm May 1,2019 and une 30,2019.SSabjoct to contractual guidelines.6Under cue IRS regulation NherSA nor its agents proside tax, legal, or accounting advice. Consult a tax, legal, or accounting professional with your specihe situation. 7Within cach contractual ycar you mry withdaw sp to 10 % of aceanlaon value Early withdrawals may be stjal to IRS penalty 1-630-472-0500 Ask for Julie or Mitchth Product Dot lable in all tates www.csalife.com GFYRAAPR2019 CSA 0402209 AL