Tired of Low Interest Rates? Earn more money by opening an Annuity with CSA Fraternal Life 7-year GOLDFlexible Premium Deferred Annuity' Premium Deferred Annuity 5-year SILVER Flexible 4.0% 3.0% Initial Guaranteed Initial Guaranteed First-Year Interest Rate? First-Year Interest Rate? Both available from January 1 to March 31, 2021. Plan Fratares: Principal is guaranteed 100% Tax deferred accumulation No annual administrative or other maintenance fees CSA does not penalize for withdrawals Eligible on all annuity products Ages 0-85 / 30 day free look and plan types Subjer to Underwriáng approval. period "Surrender charge ends after 7 years. "Rate is guarantced for 1 fall year from l contributions must be S1,000 or more. In succcoding years, rates may change but will never be helow the 2% guaranteed in the contract. Surender charge ends after S years. "Annuity application and initial deposit must be recived between Janoary 1, 2021 to March 31, 2021. Subjoct to contractual guidelines. "Under current IRS regulation. Neither CSA nor its agents provide tax, legal, or accounting advice. Consult a tax, legal, or accounting professional with your specifie sitation. Within cach contractual year, you may withdraw up to 10% of sccumulation value. Early withdrawals may be subject to IRS penalty. "Annuities are not insured by FDIC. Product not available in all states. CSA Fraternal Life ty oeme dae Nw Ce a Secety of Am 847-912-4300 Ask for Mitch www.csalife.com GFYRAJAN2021 CSA_01062021_AL Tired of Low Interest Rates? Earn more money by opening an Annuity with CSA Fraternal Life 7-year GOLDFlexible Premium Deferred Annuity' Premium Deferred Annuity 5-year SILVER Flexible 4.0% 3.0% Initial Guaranteed Initial Guaranteed First-Year Interest Rate? First-Year Interest Rate? Both available from January 1 to March 31, 2021. Plan Fratares: Principal is guaranteed 100% Tax deferred accumulation No annual administrative or other maintenance fees CSA does not penalize for withdrawals Eligible on all annuity products Ages 0-85 / 30 day free look and plan types Subjer to Underwriáng approval. period "Surrender charge ends after 7 years. "Rate is guarantced for 1 fall year from l contributions must be S1,000 or more. In succcoding years, rates may change but will never be helow the 2% guaranteed in the contract. Surender charge ends after S years. "Annuity application and initial deposit must be recived between Janoary 1, 2021 to March 31, 2021. Subjoct to contractual guidelines. "Under current IRS regulation. Neither CSA nor its agents provide tax, legal, or accounting advice. Consult a tax, legal, or accounting professional with your specifie sitation. Within cach contractual year, you may withdraw up to 10% of sccumulation value. Early withdrawals may be subject to IRS penalty. "Annuities are not insured by FDIC. Product not available in all states. CSA Fraternal Life ty oeme dae Nw Ce a Secety of Am 847-912-4300 Ask for Mitch www.csalife.com GFYRAJAN2021 CSA_01062021_AL